Monday, November 24, 2014

How to Pay for Your Stuff

PixiboardTM is your one stop shop for safe local commerce.  Everything you need to close your sale is in the platform.  In How to Post Your Stuff, we talked about how to get your items on the ‘Board and we provided some posting tips.  Well, once you find what you want, how do you pay for it?  How do you get paid?

PixiboardTM is a seamlessly integrated experience.  PixiPayTM is our cashless payment process within the system.  As a seller, you simply enter your bank routing and account number for where you want to get paid.  Your information is encrypted and stored with our third party partner, Balanced.  PixiboardTM never keeps your account information and your account information is never shared with buyers.

As a buyer, you provide your credit card.  This information is also encrypted at Balanced.  PixiboardTM does not keep your credit card nor is the information ever provided to sellers.  We simply use encryption keys with Balanced to make your payments quickly and simply.

PixiPayTM keeps things simple and secure.  You enter your payment information once and reuse it until you swap out accounts or your cards expire.  Both card and account information can be provided at the time of the first invoice or you can enter them ahead of the sale by going to My Accounts under your name in the upper right side of the black toolbar.

While a cash transaction seems instantly rewarding, it can also be inherently dangerous.  PixiPayTM not only enables you to make cashless transactions, you also protect your purchases with your credit card.  And, if you are negotiating on the fly, sellers can change invoice pricing with a few clicks by going to My Invoices/Sent off of the main menu.

Here’s a couple of things to keep in mind when paying or getting paid:

1.       PixiPayTM is mobile.  Whether you are placing an order and having it shipped to you or meeting someone to pick your stuff up, PixiPayTM goes where you need it to.  As a buyer, you don’t pay until you are comfortable with the transaction.  As a seller, you get paid immediately.

2.       PixiPayTM is secure.  There is no cash to lay on the table.  Until the buyer clicks Pay, no money is moving.  Do not click that Pay button until you are good with the deal.

3.       PixiPayTM is quick.  From the buyer side, you click Pay and the seller is paid.  From the seller side, once the buyer clicks Pay the money is moved right into your account.  For basic transactions, there is no middleman and there is no waiting period.  Your money belongs to you.

4.       PixiPayTM is safe.  Your transactions are protected by your credit card.  With cash transactions, it’s caveat emptor.  And for larger transactions, PixiboardTM is able to employ escrow.

PixiboardTM is a better way to buy and sell your stuff.  Images allow you to virtually inspect items before your even consider a purchase.  PixiPayTM allows buyers to secure their transactions and enables sellers to get paid immediately.

Thank you for your support.  Next time we will talk about PixiChatTM, which allows you to vet buyers and sellers without sacrificing your personal contact information.  In the meantime, get out there and sell the stuff you want and find the stuff you need!
 

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